Is it still legal to drive a car past it's MOT date....

Sloppy Bob

to, and only to, the MOT test centre.

Long story short. Car was booked for service and M.O.T tomorrow but considering my driveway is 15 feet below road level there's no chance my car is making it out. Even if it could, I doubt I would.

Earliest date they can get me back in is one day past the MOT due date. I'd drive straight to the dealer.

Inked

Yes, you can still drive to a prearranged MOT after the due date has passed

sneakyweeone

I only ask out of interest. Would you need to let your insurer know ?

Aerojon

^^^^^.This..Just to add that is straight to the station and back(if it fails)..

Sloppy Bob

Cheers all.

Bubblin

Insurance reverts to third party only if the mot is expired. Just one to watch for if you fancy entering a death race on the way to kwik fit.

mikes48

The concession that permits you to drive without an MoT to a pre-arranged test appointment can  obviously only apply once the Mot has expired - while the Mot is current you can drive wherever and whenever you want .

Regarding insurance, there is an obligation to keep the vehicle roadworthy, but as it says (or used to say) on the MoT cert, the existence of a current MoT should not be taken as confirmation that the vehicle is roadworthy - as soon as it leaves the test centre all bets are off.

I don't believe that your insurance reverts to TPO on expiry of the cert. My understanding is that an Ins Co could only repudiate liability if the vehicle was found to actually be unroadworthy at the time of a claim, regardless of whether or not there is a current MoT. Let's face it, you could fail the MoT if your number plates' characters are not correctly formed and spaced, hardly a roadworthiness issue in my view. Can't see an Ins Co side-stepping the policy just for that . Just my two penn'orth on the reversion to TPO point .

Astaroth

@mikes48 description is the norm for motor insurance, the only way it actually normally comes in is on the valuation of the vehicle (a car without a MOT is worth less than a car with one) and so a write off is more likely and the settlement lower.

That isnt to say no insurer does as @Bubblin says but that would have to be explicit terms in their policy and I've not come across an insurer that have that (though its been a few years since I've dealt with personal lines insurance beyond my own insurance)

Bubblin

Churchill, direct line, and saga all have a clause that for fire, theft and fully comprehensive insurance that a current mot certificate must be issued fir this portion of the insurance to remain valid.

sneakyweeone

Best to check with your insurer before you set off I guess.